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personalfinance: Archive

Avirup Banerjee

PF- MoneyManagement - FinancialPlanning

PF- MoneyManagement - FinancialPlanning

Trupti Gadkari

Enjoy Your Vacation a Little Too Much? Get Your Finances Back on Track

Enjoy Your Vacation a Little Too Much? Get Your Finances Back on Track

Meredith Margrave

Enjoy Your Vacation a Little Too Much? Get Your Finances Back on Track

Don't feel guilty about overspending on your vacation, just have a plan to pay yourself back. Meredith outlines several steps to make sure that you have good memories of your getaway??? and not bad debts.

Avirup Banerjee

PF article 3

PF article 3

Avirup Banerjee

PF article 2

PF article 2

Avirup Banerjee

PF article 1

PF article 1

Siddhartha Nag Chowndhury

A Guide to Understanding Tax Deductions test

What Are Tax Deductions?

Meredith Margrave

How to Automate Your Finances and Change Your Life

Putting your finances on autopilot saves time, money and stress. It can also help you meet financial goals. Meredith has a step-by-step guide to free up more time to live your life.

Meredith Margrave

Tax Deadlines You Need to Know for the Second Half of 2024

Unfortunately, April 15 isn't the only tax deadline that many Americans need to know about. In order to avoid unnecessary fees, Meredith breaks down a handful of other deadlines over the next few months that should be marked on your calendar.

Meredith Margrave

Essential Tax Forms for Traders in 2024 (A Not-So-Boring Guide)

IRS tax forms may not be the most riveting subject, but they are essential for investors. (Actually, they???re essential for everyone!) Meredith has outlined eight common forms that you should know about.

Anup Sadhu

How to Build an Emergency Fund in Six Months

An IRS review doesn't necessarily mean there's a problem with your return. Remember, organized records and prompt responses go a long way in making any review process smoother and quicker.

Meredith Margrave

How to Build an Emergency Fund in Six Months

Are you part of the 56% of people who don't have an emergency fund of at least $1,000? Well, you don't have to be! With a little discipline and a few tips from Meredith, you can have a buffer from life's unwelcome surprises by 2025.

Meredith Margrave

Budgeting Backward: My Mistakes and the Method That Saved My Finances

Is your budget fact or fiction? To make sure its something you can actually live with, Meredith wants you to use real numbers and be brutally honest. She has a six-step process that will keep you (and your finances) on track.

Meredith Margrave

The Great Savings Switch: Why It May Be Time to Move Your Money

Changing banks to take advantage of a high-yield savings account may seem like a hassle, but the potential gains over time makes it well worth it. Meredith has a five-step guide to help you find better options than a traditional bank account and ensure that your money is working for you.

Meredith Margrave

Gen X's Retirement Crisis: Why Only 20% Are Financially Ready

The vast majority of people nearing retirement aren't prepared for this life change??? but you don???t have to be one of them. Meredith goes over a "quick-and-dirty benchmark" that's a good first step in closing the retirement readiness gap.

Meredith Margrave

11 Questions to Uncover Your Risk Tolerance

Understanding your risk tolerance is essential in making the right financial decisions for your future. Meredith has put together a group of questions that will put you in a financial comfort zone with the right amount of risk for your life today??? and tomorrow.

Meredith Margrave

A Guide to Understanding Your Financial Risk Tolerance

How much risk can you handle? That's the big question??? and the answer depends on the individual. Meredith highlights several factors that influence your capacity for risk.

Meredith Margrave

From Nanny to Millionaire: The Roth IRA Path to Retirement

Is a Roth IRA the right choice for your retirement? That depends on who you are and what you want moving forward. Meredith outlines several factors to consider when deciding between a Roth or Traditional IRA.

Meredith Margrave

Why Financial Advisors Are For Everyone (Not Just the Wealthy!)

Everybody could use some help with their money, including those without a big bank account. Meredith will help you ask the right questions to find a financial advisor that works best for you and your goals.

Meredith Margrave

The Best Piece of Personal Finance Advice You Can Get

Planning for the future is not a one-size-fits-all situation, so don???t roll your eyes at the old adage "be sure to consult a professional." Meredith explains how a little help can really stress the "personal" side of personal finance.

Meredith Margrave

The Liberating Truth About Financial Advisors

It's time to shatter the biggest misconception out there about financial planners and advisors. These pros can relive stress and empower your portfolio. Meredith outlines four questions that you should ask to find the advisor that works best for you.

Meredith Margrave

A Tiny 401(k) Tweak Can Have Huge Impacts on Your Financial Future

Small moves can make a BIG difference in your retirement account. Meredith highlights how a "tweak" in default savings rates could put you in the recommended sweet spot for a comfortable retirement.

Meredith Margrave

A Step-by-Step Guide to Conquer Your Financial Molehills

You may not always be able to see the challenges ahead, but you can always prepare for them. Meredith outlines seven steps to prioritize your financial goals so you can handle all the good and bad things that life has in store.

Meredith Margrave

Avoid This Dangerous 401(k) Move at All Costs

Remember that saving for retirement is a marathon, not a sprint. So don't do something drastic and short-sighted when your 401(k) is losing money. Our personal finance editor Meredith Margrave offers some helpful moves to make when market volatility is going against your nest egg.

Meredith Margrave

These 5 Boring Expenses Can Derail Your Retirement - Plan Ahead Now

Just like when you were working, most of your expenses during retirement will be for mundane concerns. Our personal finance editor Meredith Margrave wants you to start preparing for the boring stuff now, so that you will have the time and money for the fun stuff later.