Back to top

personalfinance: Archive

Zacks Equity Research

How Much Income Can I Generate & Be in the 15% Tax Bracket?

The 15% tax bracket no longer exists. However, you can figure out how much to earn in 2025 to remain in the lower tax tiers, such as 10% or 12%.

Zacks Equity Research

What Documents Do I Need to Claim Social Security Benefits?

Ready to claim Social Security retirement benefits? Here's a simple guide on what documents you need, why originals matter, and what to do if something's missing.

Zacks Equity Research

Can Changing Your Insurance Agent Save You Money? Here's the Truth

Switching your insurance agent will not lower premiums, but a smarter one may help you find real savings within your policy.

Meredith Margrave

America Was Built on This Rule - Have You Forgotten It?

"No taxation without representation" wasn't just a founding principle -- it was a financial one. As we approach July 4, personal finance expert Meredith Margrave explains how your vote still shapes your bottom line.

Meredith Margrave

America Was Built on This Rule - Have You Forgotten It?

"No taxation without representation" wasn't just a founding principle - it was a financial one. As we celebrate July 4, personal finance expert Meredith Margrave explains how your vote still shapes your bottom line.

Meredith Margrave

The ChatGPT Trick Our 22-Year-Old Nanny Used to Build Her Summer Budget

In just 30 minutes, Meredith helped her nanny use ChatGPT to build a fully personalized summer money plan - for free - complete with real goals, timelines, and zero stress. All customized for her life. Here's how you can create your own custom plan, fast.

Meredith Margrave

10 Actual Signs You're Good with Money (Even If You Don't Know It)

When you picture someone who's good with money... is it an extreme couponer who only pays $5 for a cartload of groceries? A high-powered exec with a huge portfolio? Meredith Margrave put together a list of 10 signs someone is good with money (and thankfully, they're not as rare as you might think).

Zacks Equity Research

Can an Adopted Child Get Social Security From a Parent's Record?

Children can receive Social Security if a parent is retired, disabled or deceased. Here's information on who qualifies, how much is paid, and how long the benefits last.

Zacks Equity Research

How Can I Transfer My 457 Funds to an IRA Post Retirement?

If you are retiring with a 457(b) plan, you may be able to roll it into an IRA only if it is a governmental plan.

Zacks Equity Research

Single vs. Married Withholding: Which Filing Status is Better?

Married couples may save more on taxes by filing jointly. Read on to learn how your filing status affects paycheck withholding and year-end refunds.

Zacks Equity Research

Can I Claim Child College Tuition Deduction on My Taxes if Spouse Pays?

Claiming your college student as a dependent can unlock major tax credits if they meet IRS support and income rules.

Zacks Equity Research

When Can You Withdraw From Your IRA Without a Penalty?

Avoiding a 10% early withdrawal penalty from your IRA is possible only if you understand the specific rules that apply to Traditional and Roth accounts.

Zacks Equity Research

Will Your Social Security Benefits Shrink If an Ex-Spouse Claims Them?

Your ex can claim Social Security on your record without affecting your benefits. Here is how spousal benefits work after divorce and what it means for you.

Meredith Margrave

Everyone Wants Powell to Cut Rates. Here's Why He Shouldn't.

The cost of borrowing probably feels more punishing than ever. So why isn't the Federal Reserve doing anything to help? Meredith explains why the Fed's decision not to cut rates actually makes a lot of sense... and may ultimately protect the very people who feel squeezed the most right now.

Meredith Margrave

What the Fed's 'Wait and See' Approach Means for Your Money

This "higher for longer" rate environment has been frustrating news for consumers still grappling with high borrowing costs, especially on credit cards and car loans. So what does a slower pace of rate cuts actually mean for your money? Meredith Margrave tells you what you need to know.

Meredith Margrave

Thinking of Joining a Wholesale Club? 7 Things to Know First

Wholesale clubs like Sam's Club, Costco, and BJ's have always had a loyal following ??? but in the past few years, they've seen a surge in popularity. Meredith reveals what she's learned since joining a nearby Sam's Club.

Zacks Equity Research

Social Security Payments for Minors: Who Receives the Money?

Social Security benefits for a minor are paid to a designated adult who manages the money on the child's behalf.

Zacks Equity Research

Is Real Estate Sale Profit Taxable? Here's What You Need to Know

Are you selling your house at a profit? Learn when you may owe taxes, how to qualify for exclusions, and smart ways to reduce your capital gains tax bill.

Zacks Equity Research

Can You Deduct Out-of-Pocket Contributions to a SIMPLE IRA?

You can't fund a SIMPLE IRA from your pocket. Here's why and what you can do instead to still get retirement and tax benefits.

Meredith Margrave

I Saved $300 Shopping Only at Sam's Club... And It Nearly Broke Me

Meredith tried shopping exclusively at a popular wholesale club for an entire month. Would she save money? Run out of pantry space? Find everything she needs? Here's how the month went, week by week -- and what she learned about wholesale clubs along the way.

Meredith Margrave

Daycare Costs Killing You? Here's How to Get a Tax Break Twice

Figuring out how to stretch your dollars when you're paying for childcare is no small task. Whether it's daycare, summer camp, or even adult dependent care, those bills add up fast. But here's the good news: Meredith has the inside track on a tax-saving strategy that can help soften the blow.

Meredith Margrave

Think One Savings Account Is Enough? Here's Why You Might Be Losing Money

Having the right savings account for the right goal doesn't just make your money work harder; it can also help keep you organized and on track. Meredith will walk you through the different types of savings accounts and how to pick the best ones for your specific goals.

Meredith Margrave

What to Do When Your Spouse Picks Up a $10,000 Hobby

It's important to crunch the numbers and make a plan, but Meredith explains why the most crucial thing you can do isn't a math problem... It's something that can feel much more complicated.

Meredith Margrave

What the Grocery Store Won't Tell You About Inflation

A recent survey found that about one-third of common consumer products have shrunk in size or servings since the pandemic.

Meredith Margrave

What You Can Do About Recessions

By preparing in advance for challenging times, market downturns - even full-blown recessions - can become manageable inconveniences instead of major crises. Meredith outlines key strategies to help you stay financially resilient when the economy gets rough.