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personalfinance: Archive
Above Which Threshold Will My Social Security Benefits Be Taxed?
by Zacks Equity Research
Up to 85% of your Social Security benefits may be taxable depending on your income and how you file your taxes.
personalfinance
Do Babysitters Have to Pay Taxes on Income?
by Zacks Equity Research
Even occasional babysitting can lead to tax obligations. Learn how to stay compliant and avoid surprises.
personalfinance
Can Both Parents Be on a Child's Custodial Account?
by Zacks Equity Research
Wondering if both parents can manage a child's savings account? Here is what you need to know about joint custodial accounts and how they work.
personalfinance
Recession Indicator: Our Nanny Is Trading UberEats for Meal Prepping
by Meredith Margrave
Gen Z has quietly started pulling back on their spending. But is it a warning sign of more pain to come? In a candid interview, personal finance expert talks to their 22-year-old nanny, who reveals why saving feels out of reach, exhausting, and never quite enough.
personalfinance
I Thought I Knew LLCs - Then I Started One and Learned a Few Things
by Meredith Margrave
Meredith Margrave figured starting an LLC would be simple. It was. But what came after was completely unexpected. From legal myths to tax letdowns, she spills what really surprised her - and what no one tells you until you're in it.
personalfinance
Can the Self-Employed Deduct HSAs & Health Insurance Costs?
by Zacks Equity Research
Self-employed with a high-deductible plan? You may deduct HSA contributions and health insurance premiums if you qualify.
personalfinance
Is an Irrevocable Trust a Smart Move or a Risky One?
by Zacks Equity Research
An irrevocable trust can shield your assets, but at what cost? Here's what you need to know before locking away your wealth permanently.
personalfinance
Are IRAs Subject to Garnishment?
by Zacks Equity Research
Worried about losing your retirement savings to debt or taxes? Find out when your IRA or 401(k) can be garnished and how to protect your funds.
personalfinance
How Can an IRA Impact My Tax Return Each Year?
by Zacks Equity Research
Wondering how IRAs influence your tax return? Learn how traditional and Roth IRAs affect your income, deductions and retirement withdrawals.
personalfinance
I Got 99 Problems, But My Debt Ain't One
by Meredith Margrave
Meredith Margrave explores this simple piece of money advice from Jay-Z - and why it's one of the smartest financial gut checks you've never heard of.
personalfinance
Should You Move IRA Funds Into Your 401(k) Plan? Here's What to Know
by Zacks Equity Research
Rolling your IRA into a 401(k) isn't common, but it can make sense in some situations. Here's why it could help or hurt your retirement strategy.
personalfinance
Do You Pay Taxes on a Life Insurance Death Benefit?
by Zacks Equity Research
Life insurance death benefits often pass to beneficiaries tax-free, but interest and estate issues can complicate things. Here's what you should know.
personalfinance
Here's How You Can Withdraw From a SEP IRA Without Penalties
by Zacks Equity Research
You can withdraw from a SEP IRA anytime, but early withdrawals face a 10% penalty plus taxes.
personalfinance
Simple Guide to Investing in Index Funds for Children
by Zacks Equity Research
Do you want to invest in your child's future, but do not know where to start? Learn how to open the right account and use index funds to grow your child's wealth early.
personalfinance
What Is the Difference Between a Derivative and a Future?
by Zacks Equity Research
Confused between futures and derivatives? Learn how they're different, how futures work, and why it matters for trading, hedging, and smart investing.
personalfinance
Think Tariffs Won't Affect You? Think Again - Here's What's Really Happening
by Meredith Margrave
Personal finance writer Meredith Margrave breaks down how Trump's latest tariff moves could hit your wallet, even if you think you're not affected. Here's what's really happening and how to protect yourself.
personalfinance
What a Door-to-Door Salesman Taught Me About Re-Evaluating My Spending
by Meredith Margrave
What if one five-minute question could save you money and make your budget work better? Personal finance editor Meredith Margrave shows you a quick way to audit your recurring expenses, stress-free.
personalfinance
How You Can Avoid Paying Taxes on an Inherited Annuity
by Zacks Equity Research
Inherited annuities can feel like a windfall until taxes come knocking. Here's what you need to know to handle them smartly and keep more of what you inherit.
personalfinance
What is the Best Way to Save Money for a Child's Future?
by Zacks Equity Research
From 529 plans to trust funds, discover the best ways to save for your child based on control, goals and access.
personalfinance
Can Marriage Affect Your Social Security Disability Benefits?
by Zacks Equity Research
Marriage will not affect your SSDI if it is based on your own work, but it can end benefits tied to a spouse, parent or an ex-spouse.
personalfinance
How Are Inherited Non-Qualified Annuities Taxed?
by Zacks Equity Research
If you inherit a non-qualified annuity, understanding how taxes apply can save you money and avoid surprises. Here's what beneficiaries need to know.
personalfinance
When Should You Value Inherited Stocks: At Death or After Six Months?
by Zacks Equity Research
Choosing the right date to value inherited stocks can cut estate taxes. Here is how to decide between the date of death and the six-month alternate valuation.
personalfinance
Should You Use Your 401(k) to Pay Off Your Mortgage Early?
by Zacks Equity Research
Thinking of using your 401(k) to pay off your mortgage? Here is what you need to know before dipping into retirement savings to clear your home loan.
personalfinance
The Prime Day Secrets Amazon Doesn't Advertise
by Meredith Margrave
Prime Day promises big savings - but is it really built for shoppers? Meredith Margrave interviews a marketing expert who reveals how it works, what traps to avoid, and how to make sure the deals serve you... not Amazon.
AMZNPositive Net Change
personalfinance
Prime Day Regrets? How to Cure Your Post-Sale Hangover
by Meredith Margrave
Prime Day got the best of you? Personal finance expert Meredith Margrave shares why impulse buys happen, how to recover when they wreck your budget, and the surprising psychology behind that so-called "great deal."
AMZNPositive Net Change
personalfinance