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personalfinance: Archive
Form 1040A Explained: Who Qualified and How It Functioned
by Zacks Equity Research
IRS Form 1040A was once a go-to tax return for simple finances. Here's what it included, how it was used, and why it no longer exists.
personalfinance
How to Avoid Paying High Capital Gains Tax on Rental Property Sales?
by Zacks Equity Research
Selling a rental property can trigger hefty capital gains taxes. Here's how to cut your tax bill with smart timing, exemptions and reinvestment strategies.
personalfinance
Can You Collect Social Security Survivor Benefits From Grandparents?
by Zacks Equity Research
Grandchildren may qualify for Social Security survivor benefits, but eligibility depends on proof of support, adoption rules and SSA requirements.
personalfinance
Are 529 Tax-Free Education Plans Suitable for Your Family?
by Zacks Equity Research
The 529 plans offer tax-free growth, state perks and flexibility for education savings. However, penalties and limits mean that they may not be right for everyone.
personalfinance
Can I Access My 401(k) at 60 Without Penalties or Restrictions?
by Zacks Equity Research
At 60, you can access your 401(k) without penalties, but smart withdrawal strategies are key to keeping your retirement savings on track.
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Can You Withdraw From a Traditional IRA to Buy a Home?
by Zacks Equity Research
Thinking of using your IRA for a home? First-time buyers can withdraw up to $10K without any penalty, but taxes and long-term costs still apply.
personalfinance
The Termite Problem You Can't Ignore
by Meredith Margrave
Termites eat away at your home quietly. Inflation does the same to your money. Personal finance expert Meredith Margrave explains how inflation works, why the Fed's fix feels painful, and what it all means for your wallet.
personalfinance
Can You Contribute to a SIMPLE IRA if You Are Not Self-Employed?
by Zacks Equity Research
You do not need to be self-employed to use a SIMPLE IRA. Eligibility depends on your employer offering the plan and meeting set rules.
personalfinance
Are Military Retirement Benefits Paid Out in Arrears?
by Zacks Equity Research
Military retirement pay is issued monthly in arrears, starting the month after you retire, with amounts based on your service plan and DIEMS.
personalfinance
Renting vs. Selling a House: Which Saves More on Taxes in 2025?
by Zacks Equity Research
Thinking of selling or renting out your house in 2025? The tax impact could be bigger than you expect. Here's how both options compare.
personalfinance
What Is a Taxable Entity, and How Does It Affect Your Business?
by Zacks Equity Research
Knowing whether your business is a taxable entity shapes how profits, losses and liabilities are treated by the IRS. Here's what every entrepreneur should know.
personalfinance
Here's How to Dispute Social Security Overpayment or Tax Refund Offset
by Zacks Equity Research
Are you facing a Social Security overpayment or tax refund offset? Learn the steps to dispute, appeal and negotiate repayment.
personalfinance
Are Joint Savings Accounts With Children Counted as Marital Assets?
by Zacks Equity Research
Are joint savings with children safe in divorce? Learn how courts decide if these accounts count as marital assets and what steps protect them.
personalfinance
How One Small Habit Can Make You a More Confident Investor
by Meredith Margrave
When personal finance editor Meredith Margrave stopped reacting and started forecasting, it took her trading to a new level. Here, she walks you through her process, step by step.
personalfinance
Can You Claim Social Security Benefits From Your Ex-Spouse?
by Zacks Equity Research
If you were married for at least 10 years, you might be eligible to collect Social Security benefits on your ex-spouse's record. Here's what you need to know.
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How to Use Series EE Bonds to Fund Your Grandkids' College?
by Zacks Equity Research
Series EE savings bonds offer grandparents a safe, tax-smart way to help fund their grandchildren's education.
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Can You E-File if You Are Married But Filing Separately in Texas?
by Zacks Equity Research
In Texas, you can e-file as MFS, but community property rules and lost credits may impact your return.
personalfinance
Do You Need to Pay Taxes When Selling a House in a Trust?
by Zacks Equity Research
Selling a house in a trust triggers different tax outcomes depending on the trust type, timing of sale and who receives the proceeds.
personalfinance
Here's How You Should Fill Out a W-4 to Avail a Tax Refund
by Zacks Equity Research
Filling out your W-4 wisely can help you secure a tax refund by adjusting income, dependents and extra withholding.
personalfinance
Can Veterans With Two Years of Service Get Extra Social Security?
by Zacks Equity Research
Extra Social Security credits for veterans can mean higher retirement checks. Learn how your service years may qualify.
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Should You Spend Bond Funds Before Stocks in Retirement?
by Zacks Equity Research
Are you deciding whether to spend bonds or stocks first in retirement? Learn strategies to stretch savings and safeguard long-term growth.
personalfinance
Does an SEP IRA Withdrawal Count as Taxable Income?
by Zacks Equity Research
Withdrawals from a SEP IRA are taxed as ordinary income, with penalties for early access and required minimum distributions at age 73.
personalfinance
Can a Stepchild Get Social Security Benefits After a Stepparent Dies?
by Zacks Equity Research
Stepchildren may qualify for Social Security survivor benefits after a stepparent's death, but strict eligibility rules determine who can claim.
personalfinance
Difference Between Bank Guarantee vs. Bond
by Zacks Equity Research
Bank guarantees and bonds may sound similar, but they serve very different purposes. Here's how they work, and why it matters for businesses and investors.
personalfinance
How G10 Currencies Shape Currency Risk and Global Investing
by Zacks Equity Research
Global investments offer diversification but come with currency risk. Here's how G10 currencies influence volatility and investor strategies.
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