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Upstart (UPST)

(Real Time Quote from BATS)

$82.57 USD

82.57
5,659,438

-0.26 (-0.31%)

Updated Aug 5, 2025 03:32 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.75%
2Buy17.82%
3Hold9.58%
4Sell5.28%
5Strong Sell2.61%
S&P50011.30%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

F Value A Growth C Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 26% (64 out of 246)

Industry: Financial - Miscellaneous Services

Zacks News

Swayta Shah headshot

PGY Shares Soar 100.9% YTD: Time to Buy More or Lock in Profits?

Pagaya stock surges 100.9% YTD as its AI-powered lending model, diversified growth and lean balance sheet draw bullish sentiment. Is the stock still a buy?

Moumita C. Chattopadhyay headshot

Block vs. Upstart: Which Fintech Stock Has More Upside in 2025?

XYZ and UPST chart different fintech paths - one leans on payments, the other on AI lending. Who's better positioned for 2025?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors

Upstart Holdings, Inc. (UPST) concluded the recent trading session at $54.58, signifying a -5.7% move from its prior day's close.

Zacks Equity Research

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know

Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Zacks Equity Research

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Anirudha Bhagat headshot

Upstart Stock Tanks 32% in 3 Months: Time to Hold or Book Loss?

UPST plunges 32% in three months, but AI-driven lending growth and soaring revenues make the stock worth holding onto.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Anirudha Bhagat headshot

UPST vs. AFRM: Which AI-Powered Fintech Stock Offers Better Growth?

Which AI-powered fintech stock, Upstart Holdings or Affirm Holdings, offers the better investment opportunity at present? Let's find out.

Zacks Equity Research

Upstart (UPST) Reports Q1 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Upstart (UPST) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Q1 Earnings and Revenues Surpass Estimates

Upstart (UPST) delivered earnings and revenue surprises of 57.89% and 6.29%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

PRA Group (PRAA) Lags Q1 Earnings and Revenue Estimates

PRA Group (PRAA) delivered earnings and revenue surprises of -78.05% and 4.61%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors

The latest trading day saw Upstart Holdings, Inc. (UPST) settling at $47.69, representing a -0.23% change from its previous close.

Zacks Equity Research

Stay Ahead of the Game With Upstart (UPST) Q1 Earnings: Wall Street's Insights on Key Metrics

Evaluate the expected performance of Upstart (UPST) for the quarter ended March 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Anirudha Bhagat headshot

Upstart Holdings to Report Q1 Earnings: How to Play the Stock?

UPST's Q1 results are likely to reflect the benefits of the AI-driven consumer lending model, innovative product launches and rate cuts by the Fed in 2024.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Falls Amid Market Uptick: What Investors Need to Know

Upstart Holdings, Inc. (UPST) reachead $48.10 at the closing of the latest trading day, reflecting a -1.19% change compared to its last close.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Anirudha Bhagat headshot

Upstart Stock Plunges 20% in a Month: Should You Hold or Exit?

UPST's AI-powered innovation, robust financial growth and expanding loan offerings position it well for future growth, making the stock worth holding.

Zacks Equity Research

Bread Financial Holdings (BFH) Q1 Earnings and Revenues Top Estimates

Bread Financial (BFH) delivered earnings and revenue surprises of 36.19% and 1.28%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Increases Yet Falls Behind Market: What Investors Need to Know

In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $38.99, marking a +1.14% move from the previous day.

Zacks Equity Research

Investors Heavily Search Upstart Holdings, Inc. (UPST): Here is What You Need to Know

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Anirudha Bhagat headshot

Upstart vs. SoFi: Which Fintech Stock is the Smarter Buy Today?

UPST and SOFI are major players in the fintech industry. Which one is a better investment option? Let's see.

Zacks Equity Research

Upstart (UPST) Soars 8.6%: Is Further Upside Left in the Stock?

Upstart (UPST) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Slides as Market Rises: Facts to Know Before You Trade

Upstart Holdings, Inc. (UPST) closed the most recent trading day at $46, moving -0.07% from the previous trading session.

Zacks Equity Research

Here is What to Know Beyond Why Upstart Holdings, Inc. (UPST) is a Trending Stock

Zacks.com users have recently been watching Upstart (UPST) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.

Anirudha Bhagat headshot

Upstart Stock Dips 10% YTD: Is It a Golden Buying Opportunity?

UPST's recent stock decline, driven by broader market volatility rather than company-specific weaknesses, presents a golden buying opportunity.