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Upstart (UPST)

(Delayed Data from NSDQ)

$79.22 USD

79.22
6,833,164

-2.52 (-3.08%)

Updated Aug 1, 2025 04:00 PM ET

After-Market: $79.00 -0.22 (-0.28%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.75%
2Buy17.82%
3Hold9.58%
4Sell5.28%
5Strong Sell2.61%
S&P50011.30%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

F Value A Growth B Momentum C VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 22% (55 out of 246)

Industry: Financial - Miscellaneous Services

Zacks News

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Suffers a Larger Drop Than the General Market: Key Insights

The latest trading day saw Upstart Holdings, Inc. (UPST) settling at $79.22, representing a -3.08% change from its previous close.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know

In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $81.74, denoting a -1.9% move from the preceding trading day.

Zacks Equity Research

Coinbase Global, Inc. (COIN) Misses Q2 Earnings and Revenue Estimates

Coinbase Global (COIN) delivered earnings and revenue surprises of -89.92% and -0.49%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Nikita Kataruka headshot

PGY's Asset-Light Balance Sheet Model: Does it Offer a Safe Bet?

Pagaya's asset-light model shields it from credit risk while powering 213% YTD gains and sharp earnings growth forecasts.

Zacks Equity Research

Inter & Co. Inc. (INTR) Earnings Expected to Grow: Should You Buy?

Inter & Co. Inc. (INTR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Moumita C. Chattopadhyay headshot

StoneCo vs. Upstart: Which Fintech Stock Has More Upside This Year?

STNE and UPST are taking distinct fintech routes. One is scaling in Brazil, while the other is rewriting U.S. credit with AI. Which has more upside?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Reports Next Week: Wall Street Expects Earnings Growth

Upstart (UPST) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Outpaces Stock Market Gains: What You Should Know

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $83.53, indicating a +1% shift from the previous trading day.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Drops Despite Market Gains: Important Facts to Note

Upstart Holdings, Inc. (UPST) closed the most recent trading day at $82.7, moving 1.7% from the previous trading session.

Zacks Equity Research

SoFi is Playing to Win and Not Backing Down From the Fintech Fight

SOFI's net income surges 217% as it doubles down on innovation, partnerships, and fee-based growth amid fierce fintech rivalry.

Zacks Equity Research

Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now?

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Advances While Market Declines: Some Information for Investors

Upstart Holdings, Inc. (UPST) reached $78.36 at the closing of the latest trading day, reflecting a +1.01% change compared to its last close.

Moumita C. Chattopadhyay headshot

PYPL vs. UPST: Which Fintech Disruptor Is the Smarter Investment?

PYPL bets on platform reinvention as UPST rides on AI lending momentum. See which fintech edges out for long-term growth.

Swayta Shah headshot

Top Fintech Stocks That Will Drive Long-Term Portfolio Growth

The fintech industry is poised to disrupt traditional finance. BGC Group, Visa and Upstart are leading fintech innovation in lending, trading and payments.

Zacks Equity Research

Why Upstart Holdings, Inc. (UPST) Dipped More Than Broader Market Today

Upstart Holdings, Inc. (UPST) reached $75.62 at the closing of the latest trading day, reflecting a -4.31% change compared to its last close.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Zacks Equity Research

SOFI Leans Into Scale and Innovation for Sustainable Growth

SoFi Technologies rides a 217% profit surge and $2B Fortress deal to scale its ecosystem and cut reliance on lending-heavy income.

Moumita C. Chattopadhyay headshot

Is Upstart Too Expensive Now? A Wait-and-See Approach May Help

UPST surges on AI lending gains and product expansion, but steep valuation raises questions about sustainability.

Moumita C. Chattopadhyay headshot

Upstart Stock Appreciates 40% QTD: Should You Take the Bait?

UPST surges 40% this quarter, driven by AI-fueled lending gains - does its growth justify the lofty valuation?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Exceeds Market Returns: Some Facts to Consider

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $63.35, indicating a +1.46% shift from the previous trading day.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It

Upstart (UPST) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.

Zacks Equity Research

AppLovin and Victoria's Secret have been highlighted as Zacks Bull and Bear of the Day

APP surges on 1,300% gains, bullish analyst upgrades, and a breakout chart pattern as momentum signals flash green again.

Zacks Equity Research

SoFi's Valuation Looks Overstretched: Time to Hit Pause?

SOFI's 21% rally reflects investor optimism, but with a 41X P/E, some are questioning if the stock's run is overdone.

Zacks Equity Research

Here's Why Upstart Holdings, Inc. (UPST) Fell More Than Broader Market

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $58.01, indicating a -1.81% shift from the previous trading day.

Swayta Shah headshot

PGY Shares Soar 100.9% YTD: Time to Buy More or Lock in Profits?

Pagaya stock surges 100.9% YTD as its AI-powered lending model, diversified growth and lean balance sheet draw bullish sentiment. Is the stock still a buy?