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Upstart (UPST)

(Delayed Data from NSDQ)

$46.24 USD

46.24
11,957,413

-1.30 (-2.73%)

Updated Nov 4, 2025 04:00 PM ET

After-Market: $39.09 -7.15 (-15.46%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy24.63%
2Buy17.80%
3Hold9.42%
4Sell5.10%
5Strong Sell2.04%
S&P50010.70%

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2-Buy of 5   2      

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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NA Value NA Growth NA Momentum NA VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 36% (78 out of 252)

Industry: Financial - Miscellaneous Services

Zacks News

Zacks Equity Research

Upstart (UPST) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Upstart (UPST) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Q3 Earnings Top Estimates

Upstart (UPST) delivered earnings and revenue surprises of +23.81% and -1.39%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?

Moumita C. Chattopadhyay headshot

UPST Q3 Earnings Preview: Should You Buy the Stock Now or Wait?

Upstart's Q3 results are likely to test its AI lending momentum as management eyes $280M in revenues and steady profitability.

Zacks Equity Research

Insights Into Upstart (UPST) Q3: Wall Street Projections for Key Metrics

Evaluate the expected performance of Upstart (UPST) for the quarter ended September 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

Moumita C. Chattopadhyay headshot

AI Lending Push, New Verticals Rise: Will Upstart Stay Ahead in Q3?

UPST's Q3 results are likely to reveal if its AI lending model and expanding Auto and Home segments can sustain the strong revenue rebound seen last quarter.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note

In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $44.87, marking a -7.96% move from the previous day.

Moumita C. Chattopadhyay headshot

Credit Unions Tap Upstart's AI Lending Platform: Can It Fuel Growth?

Credit unions are embracing UPST's AI platform as loan originations surge and new verticals drive its return to profitability.

Zacks Equity Research

Virtu Financial (VIRT) Tops Q3 Earnings and Revenue Estimates

Virtu Financial (VIRT) delivered earnings and revenue surprises of +8.25% and +11.16%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Moumita C. Chattopadhyay headshot

STNE vs. UPST: Which Fintech Stock Should You Pick Now?

StoneCo's steady profitability and disciplined growth outshine Upstart's volatile AI-driven lending surge, making it the stronger fintech contender now.

Shuvra Shankar Dey headshot

SoFi Technologies Stock Before Q3 Earnings: To Buy or Not to Buy?

SOFI's Q3 results could impress again, but its surging stock and rich valuation test investor conviction.

Zacks Equity Research

Why Upstart Holdings, Inc. (UPST) Outpaced the Stock Market Today

The latest trading day saw Upstart Holdings, Inc. (UPST) settling at $52.69, representing a +1.13% change from its previous close.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why

The latest trading day saw Upstart Holdings, Inc. (UPST) settling at $46.5, representing a -2.69% change from its previous close.

Moumita C. Chattopadhyay headshot

Is Upstart's Diversification Strategy the Key to Lasting Growth?

UPST's AI-driven expansion into auto, home equity and small-dollar lending reshapes its growth model beyond personal loans.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Outperforms Broader Market: What You Need to Know

In the latest trading session, Upstart Holdings, Inc. (UPST) closed at $51.07, marking a +1.35% move from the previous day.

Moumita C. Chattopadhyay headshot

PayPal vs. Upstart: Which Fintech Stock Should You Buy Today?

PYPL's diversified growth and AI partnerships give it an edge over UPST's high-risk, high-reward lending surge in the 2025 fintech race.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Is a Trending Stock: Facts to Know Before Betting on It

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Ascends While Market Falls: Some Facts to Note

In the closing of the recent trading day, Upstart Holdings, Inc. (UPST) stood at $52.37, denoting a +1.18% move from the preceding trading day.

Nikita Kataruka headshot

Pagaya Skyrockets 225.3% YTD: Should You Still Buy the Stock?

The PGY stock has soared 225.3% in 2025, fueled by profitability, AI-driven growth and bullish analyst sentiment.

Moumita C. Chattopadhyay headshot

Is Upstart's 3-Month 34% Decline a Buying Opportunity or a Warning?

UPST stock plunges 34% in three months, but strong profits, AI gains and new lending growth hint at a steadier turnaround ahead.

Nikita Kataruka headshot

PGY Closes $400M RPM Deal: A Move to Further Diversify Funding?

Pagaya announces closing of RPM 2025-5, a $400-million auto loan-backed ABS deal, marking its fifth ABS transaction in 2025.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Slides as Market Rises: Facts to Know Before You Trade

Upstart Holdings, Inc. (UPST) closed at $51.96 in the latest trading session, marking a -1.74% move from the prior day.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know

Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Drops Despite Market Gains: Important Facts to Note

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $52.74, indicating a -8.04% shift from the previous trading day.

Zacks Equity Research

Upstart Holdings, Inc. (UPST) Stock Declines While Market Improves: Some Information for Investors

Upstart Holdings, Inc. (UPST) concluded the recent trading session at $64.9, signifying a -4.4% move from its prior day's close.