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Navient (NAVI)

(Delayed Data from NSDQ)

$12.50 USD

12.50
2,643,325

-0.21 (-1.65%)

Updated Aug 5, 2025 04:00 PM ET

After-Market: $12.45 -0.05 (-0.40%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.75%
2Buy17.82%
3Hold9.58%
4Sell5.28%
5Strong Sell2.61%
S&P50011.30%

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4-Sell of 5       4  

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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B Value F Growth D Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

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Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 22% (191 out of 246)

Industry: Financial - Consumer Loans

Zacks News

Zacks Equity Research

Navient (NAVI) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended September 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Equity Research

Navient (NAVI) to Report Q3 Earnings: Key Factors to Consider

Navient's (NAVI) Q3 earnings results are likely to reflect sequential improvement in net interest income, as well as asset recovery and business processing revenues.

Zacks Equity Research

Analysts Estimate Capital One (COF) to Report a Decline in Earnings: What to Look Out for

Capital One (COF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

Navient (NAVI) Reports Next Week: What to Know Ahead of the Release

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

Loan Growth & Cost Control Aid Navient (NAVI), High Debt Ails

Navient's (NAVI) top-line growth is supported by its focus on in-school loan originations and recurring revenue business model. Yet, limited growth prospects and loan repricing risks are concerning.

Zacks Equity Research

Zacks Industry Outlook Highlights Capital One Financial, Credit Acceptance and Navient

Capital One Financial, Credit Acceptance and Navient have been highlighted in this Industry Outlook article.

Swayta Shah headshot

3 Consumer Loan Stocks to Gain From a Prospering Industry

A probable economic downturn and worsening asset quality hurt the Zacks Consumer Loans industry players. Efforts to digitize operations, decent loan demand and the easing lending standards will aid companies like Capital One (COF), Credit Acceptance (CACC) and Navient (NAVI).

Zacks Equity Research

Sallie Mae (SLM) Q2 Earnings Miss Estimate, NII Surpasses

A rise in non-interest expenses and lower non-interest income impede Sallie Mae's (SLM) Q2 earnings.

Zacks Equity Research

Navient (NAVI) Q2 Earnings Miss on NII Dip, Expenses Rise

A fall in core NII and total other income, and higher expenses hinder Navient's (NAVI) second-quarter 2023 earnings.

Zacks Equity Research

Compared to Estimates, Navient (NAVI) Q2 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended June 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Equity Research

Navient (NAVI) Misses Q2 Earnings and Revenue Estimates

Navient (NAVI) delivered earnings and revenue surprises of -7.89% and 3.30%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Capital One (COF) Tops Q2 Earnings Estimates

Capital One (COF) delivered earnings and revenue surprises of 6.34% and 1.76%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

Navient's (NAVI) Q2 Earnings to be Hit by Decline in NII

Declining NII, weakening loan demand, and a rise in expenses are likely to affect Navient's (NAVI) Q2 results. Nonetheless, growth in fee income is likely to support financials.

Zacks Equity Research

Credit Acceptance (CACC) Up 6.7% Since Last Earnings Report: Can It Continue?

Credit Acceptance (CACC) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

Zacks Equity Research

Why Is Navient (NAVI) Down 8% Since Last Earnings Report?

Navient (NAVI) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

Zacks Equity Research

High Loan Originations Aid Navient (NAVI) Amid Low Liquidity

Navient's (NAVI) focus on in-school loan originations and recurring revenue business model aid top-line growth. However, low liquidity, limited growth prospects and loan repricing risks are concerning.

Zacks Equity Research

Capital One (COF) Q1 Earnings Lag as Provisions Rise, Stock Down

An increase in credit costs and non-interest expenses and lower non-interest income hurt Capital One's (COF) Q1 earnings while higher NII offers some support.

Zacks Equity Research

Sallie Mae (SLM) Stock Gains on Q1 Earnings and NII Beat

An increase in NII on higher interest rates and robust loan originations, along with lower provisions for credit losses, drives Sallie Mae's (SLM) Q1 earnings.

Zacks Equity Research

Navient (NAVI) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended March 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Equity Research

Navient (NAVI) Q1 Earnings & NII Top Estimates, Provisions Dip

A fall in core net interest income (NII) and total other income, as well as higher expenses, hinders Navient's (NAVI) first-quarter 2023 earnings. However, a decrease in expenses acts as a tailwind.

Zacks Equity Research

Navient (NAVI) Beats Q1 Earnings and Revenue Estimates

Navient (NAVI) delivered earnings and revenue surprises of 20.45% and 9.68%, respectively, for the quarter ended March 2023. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Navient (NAVI) to Report Q1 Earnings: What's in the Cards?

Slow consumer loan growth and declining fee income are likely to have affected Navient's (NAVI) Q1 revenues. Also, rising costs due to technological investments are expected to have hindered its bottom-line growth.

Zacks Equity Research

Analysts Estimate Navient (NAVI) to Report a Decline in Earnings: What to Look Out for

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

Zacks Industry Outlook Highlights Credit Acceptance, SLM and Navient

Credit Acceptance, SLM and Navient are part of the Zacks Industry Outlook article.