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OppFi (OPFI)

(Real Time Quote from BATS)

$9.82 USD

9.82
956,233

-0.43 (-4.20%)

Updated Aug 5, 2025 01:02 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.75%
2Buy17.82%
3Hold9.58%
4Sell5.28%
5Strong Sell2.61%
S&P50011.30%

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

A Value A Growth B Momentum A VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 39% (150 out of 246)

Industry: Financial Transaction Services

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Zacks News

Arghyadeep Bose headshot

Should OppFi Shares Be in Your Portfolio Pre-Q2 Earnings?

by Arghyadeep Bose

OPFI's rapid growth and strong AI-driven model face a second-quarter 2025 test, with earnings unlikely to surprise this time.

Zacks Equity Research

Western Union (WU) Q2 Earnings and Revenues Lag Estimates

by Zacks Equity Research

Western Union (WU) delivered earnings and revenue surprises of -4.55% and -0.91%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Arghyadeep Bose headshot

Dave vs. OppFi: Which Fintech Stock is the Smarter Bet Right Now?

by Arghyadeep Bose

Can DAVE's soaring growth and AI edge outweigh OPFI's stronger margins and cheaper valuation for investors?

Arghyadeep Bose headshot

OppFi Soars 222% in a Year: Should Investors Buy, Hold, or Fold?

by Arghyadeep Bose

OPFI's tech-driven lending model, strong liquidity, and loyal customer base support its long-term hold potential.

Arghyadeep Bose headshot

OppFi's Paradox: Net Profit Strains Despite Operational Strength

by Arghyadeep Bose

OPFI boosts margins and slashes charge-offs, but the Up-C structure drags net profit deep into the red.

Zacks Equity Research

Zacks.com featured highlights Karooooo, OppFi, QXO and United Fire

by Zacks Equity Research

Analyst coverage boosts investor focus on Karooooo, OppFi, QXO, and United Fire as EPS outlooks strengthen despite market volatility.

Shrabana Mukherjee headshot

Buy These 4 Stocks as Analysts Spot Strength in Volatile Times

by Shrabana Mukherjee

Analysts are eyeing KARO, OPFI, QXO, and UFCS as rising stars amid market volatility and growing investor interest.

Zacks Equity Research

Here's Why Investors Should Retain Global Payments Stock for Now

by Zacks Equity Research

GPN eyes long-term gains with the Worldpay deal and strong cash flow, even as shares drop 26.9% year to date.

Arghyadeep Bose headshot

Can OppFi's Customer-Centric Approach Boost Its Market Position?

by Arghyadeep Bose

OPFI's customer-first model, AI-driven approvals and top satisfaction scores set it apart in alternative lending.

Zacks Equity Research

Visa & FIS Expand Ties to Provide Small Banks With Enhanced Payments

by Zacks Equity Research

V deepens its FIS partnership to equip small banks with top-tier digital payment tools and boost transaction growth.

Arghyadeep Bose headshot

SoFi vs. OppFi: Which Fintech Stock Offers Better Momentum Now?

by Arghyadeep Bose

OPFI's soaring profits and lower risk make it the fintech stock to watch, while SOFI's growth is tempered by valuation concerns.

Zacks Equity Research

Mastercard Expands Digital Currency Reach via Fiserv & Chainlink

by Zacks Equity Research

MA teams with Fiserv and Chainlink to expand stablecoin access and power on-chain crypto purchases for billions.

Zacks Equity Research

Zacks Investment Ideas feature highlights: Priority Technology and OppFi

by Zacks Equity Research

PRTH and OPFI are two under $20 fintech stocks with strong earnings growth and major upside potential in 2025 and beyond.

Benjamin Rains headshot

2 Top-Ranked Cheap Stocks to Buy Now for Huge Upside

by Benjamin Rains

Dive into cheap, tech-focused Zacks Rank #1 (Strong Buy) stocks trading for well under $20 a share that offer long-term upside in July and beyond.

Shrabana Mukherjee headshot

4 Stocks to Buy With New Analyst Coverage to Weather Economic Jitters

by Shrabana Mukherjee

The recent surge in analyst coverage for stocks such as SEZL, GLDD, OPFI and HNI indicates the potential for significant price appreciation in the near term.

Arghyadeep Bose headshot

OPFI's Net Charge-Off Rates Decline: A Win for Risk Management?

by Arghyadeep Bose

OppFi slashes net charge-off rate to 35% in Q1, boosting profits and underscoring strength in risk modeling and loan recovery.

Nalak Das headshot

Buy 5 Mid-Cap Fintech Stocks for a Stronger Long-Term Portfolio

by Nalak Das

Mid-cap fintech stocks like BILL, FOUR, OPFI, ACIW and STNE are riding on strong growth trends, offering long-term portfolio upside.

Tracey Ryniec headshot

3 Best of the Best Stocks for Your Short List

by Tracey Ryniec

Tracey Ryniec, Zacks Senior Stock Strategist, looks for Strong Buy Stocks with Top Style Scores.

Zacks Equity Research

Global Payments Launches New Genius to Transform Retail Operations

by Zacks Equity Research

GPN rolls out Genius for Retail, bundling payments, inventory and customer tools to power small business growth.

Arghyadeep Bose headshot

OppFi Skyrockets 348% in a Year: Is This the Right Time to Invest?

by Arghyadeep Bose

The OPFI stock soars 348% in a year, backed by stronger credit quality, liquidity and a steep discount to peers.

Nilanjan Choudhury headshot

Want Outperformance? These 5 Stocks Show Relative Strength

by Nilanjan Choudhury

OPFI, ALNT, PGY, GLDD and NTES are standing out with strong relative price strength and bullish earnings revisions.

Arghyadeep Bose headshot

OppFi Raises EPS Guidance for 2025: Is This Expectation Valid?

by Arghyadeep Bose

OPFI lifts its 2025 EPS guidance after Q1 earnings soar 277% y/y, driven by loan growth, credit gains and cost control.

Zacks Equity Research

Visa and Klarna Launch Innovative Card With Hybrid Features

by Zacks Equity Research

V teams up with Klarna to launch a hybrid debit card that offers Pay Now, Pay in 4 and Pay Later options.

Zacks Equity Research

OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?

by Zacks Equity Research

Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.

Zacks Equity Research

Mastercard Launches Touch Card in Canada to Aid Sight Loss Users

by Zacks Equity Research

MA rolls out Touch Card in Canada with tactile notches, boosting payment access for sight loss users and advancing its inclusive fintech mission.