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Navient (NAVI)

(Real Time Quote from BATS)

$12.56 USD

12.56
2,096,375

-0.15 (-1.18%)

Updated Aug 5, 2025 03:42 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.75%
2Buy17.82%
3Hold9.58%
4Sell5.28%
5Strong Sell2.61%
S&P50011.30%

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4-Sell of 5       4  

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

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B Value F Growth D Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Bottom 22% (191 out of 246)

Industry: Financial - Consumer Loans

Zacks News

Zacks Equity Research

CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support

Credit Acceptance's Q2 earnings fall short on surging expenses, but finance charges, loan growth and a fall in provisions help cushion the blow.

Zacks Equity Research

Navient Q2 Earnings Miss on Lower NII & Higher Provisions, Stock Down

NAVI stock slips 2.5% after Q2 earnings miss due to lower NII and higher provisions for loan losses.

Zacks Equity Research

Navient (NAVI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Navient (NAVI) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Equity Research

Navient (NAVI) Q2 Earnings and Revenues Miss Estimates

Navient (NAVI) delivered earnings and revenue surprises of -22.22% and -7.62%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Navient's Q2 Earnings in the Cards: Here's What to Expect

NAVI is set to report Q2 results, with revenues likely to increase. However, earnings are likely to have declined amid weaker loan volumes and income.

Zacks Equity Research

Discover Deal Boosts COF's Q2 Earnings, Consumer Spending in Focus

Capital One tops Q2 earnings estimates as the Discover deal boosts card loans, NII and fee income.

Zacks Equity Research

COF Up on Q2 Earnings Beat, Discover Deal Boosts NII and Fee Income

Capital One stock jumps 4% after Q2 earnings crush estimates. The Discover deal lifts NII and fee income despite rising costs and provisions.

Zacks Equity Research

ALLY Q2 Earnings Top on Higher Net Finance Revenues & Lower Provision (Revised)

ALLY beats Q2 estimates with stronger revenues and lower provisions, while deposits and loans decline slightly.

Zacks Equity Research

Ally Financial Q2 Earnings Miss on Lower Loans & Deposits

ALLY's Q2 earnings miss estimates as loan and deposit balances drop, but lower expenses and provisions offer support.

Zacks Equity Research

Earnings Preview: Navient (NAVI) Q2 Earnings Expected to Decline

Navient (NAVI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

OneMain Holdings Hits 52-Week High: Should You Buy the Stock Now?

OMF hits a 52-week high after a 47.8% jump in the last three months, but rising expenses and asset quality issues can limit near-term upside.

Zacks Equity Research

Capital One Hits 52-Week High: Should You Buy the Stock Now?

COF hits a 52-week high after passing the Fed's stress test and posting strong gains, but valuation raises caution.

Zacks Equity Research

Do Options Traders Know Something About Navient Stock We Don't?

Investors need to pay close attention to Navient stock based on the movements in the options market lately.

Zacks Equity Research

SoFi's Student Loan Refinance Set to Rebound Amid Policy Shifts

SOFI's student loan-refinance volume surge 59% as stricter federal policies drive borrowers toward private lenders.

Zacks Equity Research

Citigroup to Divest Its Wealth Alternatives Unit to iCapital

C agrees to sell Citi Global Alternatives to iCapital. The move aligns with the former efforts to simplify its business operations.

Zacks Equity Research

CACC's Q1 Earnings Miss, Stock Gains 2.6% on Higher Finance Charges

Higher operating expenses hurt Credit Acceptance's Q1 earnings, while a rise in revenues, lower provisions and an increase in net loan receivables offer support.

Zacks Equity Research

Navient Q1 Earnings Beat Estimates on Lower Expenses, NII Dips Y/Y

NAVI's first-quarter 2025 results reflect declines in expenses and NII. Provision rises significantly y/y.

Zacks Equity Research

Navient (NAVI) Reports Q1 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Navient (NAVI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Equity Research

Navient (NAVI) Q1 Earnings and Revenues Surpass Estimates

Navient (NAVI) delivered earnings and revenue surprises of 47.37% and 7.38%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

OneMain Holdings (OMF) Q1 Earnings and Revenues Surpass Estimates

OneMain (OMF) delivered earnings and revenue surprises of 10.97% and 0.91%, respectively, for the quarter ended March 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Navient Gears Up to Announce Q1 Earnings: What's in the Cards?

Decent rise in consumer loan demand, higher non-interest income and strategic actions to save costs are expected to have supported NAVI's Q1 earnings.

Zacks Equity Research

Navient (NAVI) Expected to Beat Earnings Estimates: Should You Buy?

Navient (NAVI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Equity Research

COF Up as Q1 Earnings Beat on Higher NII & Fee Income, Provisions Dip

An increase in total revenues and lower provisions support Capital One's Q1 earnings, while a decline in loan balance and higher expenses act as spoilsports.

Zacks Equity Research

ALLY Q1 Earnings Top on Higher Net Finance Revenues & Lower Provisions

Ally Financial's first-quarter 2025 earnings beat estimates on high net finance revenues and low provisions, partly offset by high costs and low other revenues.

Zacks Equity Research

Why Navient (NAVI) Could Beat Earnings Estimates Again

Navient (NAVI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.