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Citizens Financial Services (CZFS)

(Delayed Data from NSDQ)

$54.79 USD

54.79
5,816

+0.54 (1.00%)

Updated Oct 31, 2025 04:00 PM ET

After-Market: $53.76 -1.03 (-1.88%) 7:58 PM ET

Zacks Rank:

This is our short term rating system that serves as a timeliness indicator for stocks over the next 1 to 3 months. How good is it? See rankings and related performance below.

Zacks Rank Definition Annualized Return
1Strong Buy23.93%
2Buy18.16%
3Hold10.10%
4Sell5.63%
5Strong Sell2.84%
S&P50011.45%

Zacks Rank Education - Learn about the Zacks Rank

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3-Hold of 5     3    

Style Scores:

The Style Scores are a complementary set of indicators to use alongside the Zacks Rank. It allows the user to better focus on the stocks that are the best fit for his or her personal trading style.

The scores are based on the trading styles of Value, Growth, and Momentum. There's also a VGM Score ('V' for Value, 'G' for Growth and 'M' for Momentum), which combines the weighted average of the individual style scores into one score.

  • Value Score A
  • Growth Score A
  • Momentum Score A
  • VGM Score A

Within each Score, stocks are graded into five groups: A, B, C, D and F. As you might remember from your school days, an A, is better than a B; a B is better than a C; a C is better than a D; and a D is better than an F.

As an investor, you want to buy stocks with the highest probability of success. That means you want to buy stocks with a Zacks Rank #1 or #2, Strong Buy or Buy, which also has a Score of an A or a B in your personal trading style.

Zacks Style Scores Education - Learn more about the Zacks Style Scores

B Value D Growth F Momentum D VGM

Industry Rank:

The Zacks Industry Rank assigns a rating to each of the 265 X (Expanded) Industries based on their average Zacks Rank.

An industry with a larger percentage of Zacks Rank #1's and #2's will have a better average Zacks Rank than one with a larger percentage of Zacks Rank #4's and #5's.

The industry with the best average Zacks Rank would be considered the top industry (1 out of 265), which would place it in the top 1% of Zacks Ranked Industries. The industry with the worst average Zacks Rank (265 out of 265) would place in the bottom 1%.

Zacks Rank Education -- Learn more about the Zacks Rank
Zacks Industry Rank Education -- Learn more about the Zacks Industry Rank

Top 17% (42 out of 243)

Industry: Banks - Northeast

Zacks News

Zacks Equity Research

Citizens Financial Services (CZFS) Q3 Earnings Top Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of +18.75% and -0.37%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Pathward Financial (CASH) Q4 Earnings Beat Estimates

Pathward (CASH) delivered earnings and revenue surprises of +21.58% and -5.22%, respectively, for the quarter ended September 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

Best Income Stocks to Buy for September 24th

CIB, CZFS and VIRT made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 24, 2025.

Zacks Equity Research

Citizens Financial Services (CZFS) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

New Strong Buy Stocks for September 10th

JRVR, SITE, EVR, TRMK and CZFS have been added to the Zacks Rank #1 (Strong Buy) List on September 10, 2025.

Zacks Equity Research

Best Value Stocks to Buy for September 10th

CZFS, SRCE and NVST made it to the Zacks Rank #1 (Strong Buy) value stocks list on September 10, 2025.

Zacks Equity Research

Best Income Stocks to Buy for September 10th

CZFS, TRMK and EVR made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 10, 2025.

Zacks Equity Research

Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks

The traditional ways to plan for your retirement may mean income can no longer cover expenses post-employment. But what if there was another option that could provide a steady, reliable source of income in your nest egg years?

Zacks Equity Research

New Strong Buy Stocks for September 8th

TATT, CZFS, AEM, STRL and TROW have been added to the Zacks Rank #1 (Strong Buy) List on September 8, 2025.

Zacks Equity Research

Best Income Stocks to Buy for September 8th

TROW, CZFS and AEM made it to the Zacks Rank #1 (Strong Buy) income stocks list on September 8, 2025.

Zacks Equity Research

Are You Looking for a High-Growth Dividend Stock?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

Citizens Financial Services (CZFS) Upgraded to Strong Buy: What Does It Mean for the Stock?

Citizens Financial Services (CZFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).

Zacks Equity Research

Best Value Stocks to Buy for August 19th

BYD, NTR and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 19, 2025.

Zacks Equity Research

Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

Best Value Stocks to Buy for August 11th

MPAA, OPFI and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 11, 2025.

Zacks Equity Research

Best Income Stocks to Buy for August 11th

BHB, CZFS and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 11, 2025.

Zacks Equity Research

Best Value Stocks to Buy for August 5th

HPE, HCSG and CZFS made it to the Zacks Rank #1 (Strong Buy) value stocks list on August 5, 2025.

Zacks Equity Research

Best Income Stocks to Buy for August 5th

QUAD, CZFS and FMAO made it to the Zacks Rank #1 (Strong Buy) income stocks list on August 5, 2025.

Zacks Equity Research

Citizens Financial Services (CZFS) Q2 Earnings and Revenues Surpass Estimates

Citizens Financial Services (CZFS) delivered earnings and revenue surprises of +8.64% and +1.54%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

LINKBANCORP, Inc. (LNKB) Matches Q2 Earnings Estimates

LINKBANCORP, Inc. (LNKB) delivered earnings and revenue surprises of 0.00% and -3.46%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.

Zacks Equity Research

Byline Bancorp (BY) Q2 Earnings and Revenues Beat Estimates

Byline Bancorp (BY) delivered earnings and revenue surprises of +11.94% and +2.80%, respectively, for the quarter ended June 2025. Do the numbers hold clues to what lies ahead for the stock?

Zacks Equity Research

Citizens Financial Services (CZFS) Could Be a Great Choice

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.