HCI Group (HCI Quick QuoteHCI - Free Report) reported $221.92 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 7.6%. EPS of $5.18 for the same period compares to $4.21 a year ago.

The reported revenue represents a surprise of +1.57% over the Zacks Consensus Estimate of $218.5 million. With the consensus EPS estimate being $4.47, the EPS surprise was +15.88%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how HCI Group performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net investment income: $16.45 million versus $14.88 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -2.6% change.
• Policy fee income: $1.47 million versus the three-analyst average estimate of $1.95 million. The reported number represents a year-over-year change of +34.7%.
• Net premiums earned: $200.11 million versus the three-analyst average estimate of $201.18 million. The reported number represents a year-over-year change of +7.1%.
• Other: $2.57 million compared to the $0.48 million average estimate based on three analysts. The reported number represents a change of +276.4% year over year.

View all Key Company Metrics for HCI Group here>>>

Shares of HCI Group have returned -0.1% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.