For the quarter ended June 2025, ProAssurance (PRA Quick QuotePRA - Free Report) reported revenue of $271.94 million, down 2.4% over the same period last year. EPS came in at $0.52, compared to $0.23 in the year-ago quarter.

The reported revenue represents a surprise of +1.96% over the Zacks Consensus Estimate of $266.72 million. With the consensus EPS estimate being $0.19, the EPS surprise was +173.68%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how ProAssurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net Loss Ratio: 68.8% versus the three-analyst average estimate of 77%.
• Underwriting Expense Ratio: 34.8% compared to the 33.9% average estimate based on three analysts.
• Combined Ratio: 103.6% compared to the 110.9% average estimate based on three analysts.
• Net Loss Ratio - Workers Compensation: 75% compared to the 75.4% average estimate based on two analysts.
• Net premiums earned: $232.41 million versus $225.22 million estimated by four analysts on average. Compared to the year-ago quarter, this number represents a -3.1% change.
• Net investment income: $38.93 million versus the four-analyst average estimate of $37.5 million. The reported number represents a year-over-year change of +6.5%.
• Equity in earnings (loss) of unconsolidated subsidiaries: $4.58 million compared to the $3.07 million average estimate based on four analysts. The reported number represents a change of -47% year over year.
• Other income(loss): $0.6 million compared to the $2.68 million average estimate based on four analysts. The reported number represents a change of -71.5% year over year.
• Net Premiums Earned- Specialty Property & Casualty: $179.31 million versus the three-analyst average estimate of $180.34 million. The reported number represents a year-over-year change of -2.8%.
• Net Premiums Earned- Segregated Portfolio Cell Reinsurance: $11.56 million compared to the $12.1 million average estimate based on three analysts. The reported number represents a change of -14.7% year over year.
• Net Premiums Earned- Workers Compensation: $41.54 million versus $41.61 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a -0.5% change.
• Net investment income- Segregated Portfolio Cell Reinsurance: $0.9 million compared to the $0.91 million average estimate based on two analysts. The reported number represents a change of -8.4% year over year.

View all Key Company Metrics for ProAssurance here>>>

Shares of ProAssurance have returned +0.6% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.