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MercadoLibre Q2 Earnings Miss Estimates, Revenues Rise Y/Y

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Key Takeaways

  • {\"0\":\"MELI\'s Q2 EPS fell 1.6% Y/Y to $10.31, missing estimates by 14.15% despite 33.8% revenue growth.\",\"1\":\"Commerce and fintech revenues rose 29.3% and 40.3% Y/Y, led by strength in Brazil, Mexico and Argentina.\",\"2\":\"TPV jumped 39% to $64.6B, while fintech users grew 30% Y/Y to 67.6M for a seventh straight quarter.\"}

MercadoLibre (MELI - Free Report) reported second-quarter 2025 earnings of $10.31 per share, which missed the Zacks Consensus Estimate by 14.15% and decreased 1.6% year over year. Revenues rose 33.8% on a year-over-year basis (53% on an FX-neutral basis) to $6.8 billion. The top line surpassed the Zacks Consensus Estimate by 4.10%.

Total revenues were driven by accelerating commerce and fintech revenues, which grew 29.3% and 40.3% year over year to $3.8 billion and $3 billion, respectively. In the commerce segment, strong momentum across Brazil (up 29% year over year) and Mexico (up 32% year over year) significantly contributed to the reported results. Trends in Argentina are exceptional. Items sold grew 46% and unique buyer growth exceeded 30% year over year in the second quarter.

Fintech Monthly Active Users rose 30% year over year to 67.6 million, marking the seventh consecutive quarter of growth at or above this rate. Engagement with Mercado Pago continues to rise, driven by a strengthening value proposition. Assets Under Management grew 108.6% year over year to $13.8 billion.

Revenues from MELI’s advertising services rose 38% year over year on a reported basis and 59% on a foreign exchange (FX)-neutral basis.

MercadoLibre, Inc. Price, Consensus and EPS Surprise

MercadoLibre, Inc. Price, Consensus and EPS Surprise

MercadoLibre, Inc. price-consensus-eps-surprise-chart | MercadoLibre, Inc. Quote

MELI’s shares have appreciated 33.9% on a year-to-date basis compared with the Internet-Commerce industry’s return of 5%.

MELI’s Q2 in Detail

Brazil: Net revenues in the second quarter came in at $3.47 billion (51.1% of the total revenues), up 24.7% year over year.

Argentina: The market generated revenues of $1.53 billion (22.5% of the total revenues), which soared 76.9% year over year.

Mexico: Net revenues in the reported quarter were $1.51 billion (22.2% of the total revenues), which grew 25.4% year over year.

Other countries: The markets generated revenues of $284 million (4.2% of the total revenues), reflecting an increase of 27.4% on a year-over-year basis.

Key Metrics for MELI

GMV of $15.3 billion jumped 21% year over year and 37% on an FX-neutral basis year over year. The figure beat the consensus mark by 2.43%.

The number of successful items sold was 550 million, up 30.6% year over year.

TPV rose 39% year over year and 61% on an FX-neutral basis to $64.6 billion. The figure beat the Zacks Consensus Estimate by 0.93%. Acquiring TPV, which includes payments processed outside the marketplace, also saw solid growth, rising 31% to $44.4 billion.

Total payment transactions increased 34.8% year over year to $3.61 billion.

MercadoLibre’s Operating Details

For the second quarter, the gross margin contracted 105 basis points (bps) to 46% on a year-over-year basis.

Operating expenses were approximately $2.3 billion, which increased 38.4% year over year. As a percentage of revenues, the figure expanded 110 bps year over year to 33.4% in the reported quarter.

The operating margin contracted 210 bps from the year-ago period to 12.2%.

Balance Sheet of MELI

As of June 30, 2025, cash and cash equivalents were $3.01 billion, up from $2.98 billion as of March 31, 2025.

Short-term investments were $965 million as of June 30, 2025. Net debt was $3.83 billion at the end of the quarter.

MELI’s Zacks Rank & Stocks to Consider

Currently, MercadoLibre carries a Zacks Rank #5 (Strong Sell).

Some better-ranked stocks in the broader Zacks Retail-Wholesale sector are Groupon, Inc. (GRPN - Free Report) , Coupang (CPNG - Free Report) and Performance Food Group (PFGC - Free Report) .

While Groupon sports a Zacks Rank #1 (Strong Buy) at present, Coupang and Performance Food Group carry a Zacks Rank #2 (Buy) each. You can see the complete list of today’s Zacks #1 Rank stocks here.

Shares of Groupon have skyrocketed 154.9% year to date. It is slated to report second-quarter 2025 results on Aug. 6.

Shares of Coupang have gained 35.1% year to date. It is set to report second-quarter 2025 results on Aug. 5.

Shares of PFGC have appreciated 18.1% year to date. It is set to report fourth-quarter fiscal 2025 results on Aug. 13.

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