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Why Upstart Holdings, Inc. (UPST) Outpaced the Stock Market Today

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Upstart Holdings, Inc. (UPST - Free Report) closed the most recent trading day at $83.53, moving +1% from the previous trading session. The stock's change was more than the S&P 500's daily gain of 0.4%. Meanwhile, the Dow experienced a rise of 0.47%, and the technology-dominated Nasdaq saw an increase of 0.24%.

The company's stock has climbed by 30.55% in the past month, exceeding the Finance sector's gain of 3.3% and the S&P 500's gain of 4.61%.

The investment community will be closely monitoring the performance of Upstart Holdings, Inc. in its forthcoming earnings report. The company is scheduled to release its earnings on August 5, 2025. In that report, analysts expect Upstart Holdings, Inc. to post earnings of $0.27 per share. This would mark year-over-year growth of 258.82%. Meanwhile, the Zacks Consensus Estimate for revenue is projecting net sales of $225.3 million, up 76.52% from the year-ago period.

In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $1.58 per share and a revenue of $1.02 billion, indicating changes of +890% and +59.46%, respectively, from the former year.

Investors should also pay attention to any latest changes in analyst estimates for Upstart Holdings, Inc. These revisions typically reflect the latest short-term business trends, which can change frequently. Hence, positive alterations in estimates signify analyst optimism regarding the business and profitability.

Our research shows that these estimate changes are directly correlated with near-term stock prices. We developed the Zacks Rank to capitalize on this phenomenon. Our system takes these estimate changes into account and delivers a clear, actionable rating model.

Ranging from #1 (Strong Buy) to #5 (Strong Sell), the Zacks Rank system has a proven, outside-audited track record of outperformance, with #1 stocks returning an average of +25% annually since 1988. Over the past month, the Zacks Consensus EPS estimate has remained steady. As of now, Upstart Holdings, Inc. holds a Zacks Rank of #3 (Hold).

In terms of valuation, Upstart Holdings, Inc. is presently being traded at a Forward P/E ratio of 52.41. This signifies a premium in comparison to the average Forward P/E of 12.78 for its industry.

The Financial - Miscellaneous Services industry is part of the Finance sector. Currently, this industry holds a Zacks Industry Rank of 98, positioning it in the top 40% of all 250+ industries.

The Zacks Industry Rank assesses the strength of our separate industry groups by calculating the average Zacks Rank of the individual stocks contained within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Remember to apply Zacks.com to follow these and more stock-moving metrics during the upcoming trading sessions.

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